{"id":4286,"date":"2026-09-08T17:38:33","date_gmt":"2026-09-08T14:38:33","guid":{"rendered":"https:\/\/derstakip.app\/blog\/2026-kyk-yurt-ucreti-odeme-tarihleri-ve-taksitler\/"},"modified":"2026-09-08T17:38:33","modified_gmt":"2026-09-08T14:38:33","slug":"2026-kyk-yurt-ucreti-odeme-tarihleri-ve-taksitler","status":"publish","type":"post","link":"https:\/\/derstakip.app\/blog\/2026-kyk-yurt-ucreti-odeme-tarihleri-ve-taksitler\/","title":{"rendered":"2026 KYK Yurt \u00dccreti \u00d6deme Tarihleri ve Taksitler"},"content":{"rendered":"\n<p>Yeni d\u00f6nem ba\u015f\u0131nda en \u00e7ok kar\u0131\u015fan konu \u015fu: <strong>KYK yurt \u00fccreti<\/strong> ne zaman yat\u0131r\u0131l\u0131r, nereye gider, \u201ctaksit\u201d derken ka\u00e7 ay konu\u015fuyoruz? Burs ve \u00f6\u011frenim kredisi ba\u015fvurular\u0131 ayr\u0131 bir d\u00fcnya. Bu yaz\u0131 yaln\u0131zca yurt \u00fccreti \u00f6deme takvimine odaklan\u0131yor.<\/p>\n\n\n\n<p>K\u0131sa cevap: Yurt \u00fccreti pe\u015fin y\u0131ll\u0131k sat\u0131lm\u0131yor; kredi kart\u0131 taksiti gibi b\u00f6l\u00fcnm\u00fcyor. Ayl\u0131k \u00f6deniyor. Akademik y\u0131lda tipik olarak yakla\u015f\u0131k 10 ay (yaz aylar\u0131 istisna). Son g\u00fcn, i\u00e7inde bulunulan ay\u0131n son g\u00fcn\u00fc saat 23.00.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"burskredi-ile-yurt-\u00fccretini-kar\u0131\u015ft\u0131rmay\u0131n\">Burs\/kredi ile yurt \u00fccretini kar\u0131\u015ft\u0131rmay\u0131n<\/h2>\n\n\n\n<p>GSB\/KYK ekosisteminde \u00fc\u00e7 ayr\u0131 para ak\u0131\u015f\u0131 var:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Yurt \u00fccreti:<\/strong> Bar\u0131nma i\u00e7in ayl\u0131k tahsilat<\/li>\n<li><strong>G\u00fcvence bedeli:<\/strong> Kay\u0131tta al\u0131nan depozito (bir kez; gecikmede mahsup edilebilir)<\/li>\n<li><strong>Burs \/ \u00f6\u011frenim kredisi:<\/strong> Ayr\u0131 ba\u015fvuru, ayr\u0131 \u00f6deme\/tahsilat ekran\u0131<\/li>\n<\/ul>\n\n\n\n<p>\u00d6deme ekran\u0131nda \u201cKYK-YURT TAHS\u0130LATLARI\u201d ile \u201cKYK-KRED\u0130 TAHS\u0130LATLARI\u201d yan yana durur. Yanl\u0131\u015f men\u00fcye girmek zaman kaybettirir. Bu rehber yaln\u0131zca yurt taraf\u0131n\u0131 anlat\u0131yor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"taksit-ne-demek-ka\u00e7-ay-\u00f6denir\">\u201cTaksit\u201d ne demek? Ka\u00e7 ay \u00f6denir?<\/h2>\n\n\n\n<p>Ba\u015fl\u0131ktaki \u201ctaksitler\u201d \u00e7o\u011fu ailenin akl\u0131ndaki banka taksitini de\u011fil, <strong>ayl\u0131k \u00f6deme d\u00fczenini<\/strong> kastediyor.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>Ne beklenir?<\/th>\n<th>Ger\u00e7ek durum<\/th>\n<\/tr>\n<\/thead>\n<tbody><tr>\n<td>Y\u0131ll\u0131k pe\u015fin \/ 6 ayl\u0131k pe\u015fin<\/td>\n<td>Yap\u0131lamaz; sistem ileri tarihli toplu \u00f6demeyi a\u00e7maz<\/td>\n<\/tr>\n<tr>\n<td>Kredi kart\u0131 3-6-9 taksit<\/td>\n<td>Kurumsal yurt \u00fccreti bu modelde sat\u0131lmaz<\/td>\n<\/tr>\n<tr>\n<td>Ayl\u0131k \u00f6deme<\/td>\n<td>Evet \u2014 her ay kendi d\u00f6nem \u00fccreti<\/td>\n<\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p>Pratikte akademik y\u0131lda <strong>yakla\u015f\u0131k 10 ayl\u0131k \u00f6deme<\/strong> planlan\u0131r. Temmuz ve A\u011fustos\u2019ta standart bar\u0131nma \u00fccreti al\u0131nmaz; yaz okulu, staj veya n\u00f6bet\u00e7i yurtta kalanlar kald\u0131klar\u0131 s\u00fcre kadar \u00f6der.<\/p>\n\n\n\n<p>\u00d6zet: \u201cKa\u00e7 taksit?\u201d sorusunun cevab\u0131 \u201ckart taksiti de\u011fil, ay ay yakla\u015f\u0131k on \u00f6deme.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2026-\u00f6deme-takvimi-ne-zaman-yatacak\">2026 \u00f6deme takvimi: ne zaman yatacak?<\/h2>\n\n\n\n<p>Kurallar y\u00f6netmeli\u011fe ba\u011fl\u0131d\u0131r; yerle\u015ftirme dalgas\u0131na g\u00f6re ilk kay\u0131t son g\u00fcn\u00fc GSB duyurusunda ve sonu\u00e7 ekran\u0131nda yazar. Ayl\u0131k d\u00f6ng\u00fc ise y\u0131llard\u0131r ayn\u0131 mant\u0131kla ilerler.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-i\u0307lk-kay\u0131t-\u00fccreti-yerle\u015fince-bir-kez\">1) \u0130lk kay\u0131t \u00fccreti (yerle\u015fince bir kez)<\/h3>\n\n\n\n<p>Yurda ilk kez yerle\u015fen \u00f6\u011frenci <strong>ilk kay\u0131t \u00fccreti<\/strong> \u00f6der. \u0130\u00e7inde:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Yerle\u015filen g\u00fcne g\u00f6re hesaplanan g\u00fcn bazl\u0131 yatak \u00fccreti<\/li>\n<li><strong>G\u00fcvence bedeli<\/strong> (depozito)<\/li>\n<\/ul>\n\n\n\n<p>Tutar sabit bir \u201cherkese ayn\u0131 fiyat\u201d de\u011fildir. Oda tipi, yurt ve yerle\u015fim tarihine g\u00f6re de\u011fi\u015fir. T.C. kimlik numaras\u0131yla \u00f6deme ekran\u0131nda sorgulad\u0131\u011f\u0131n\u0131zda sistemdeki tutar \u00e7\u0131kar.<\/p>\n\n\n\n<p>\u0130lk kay\u0131t + e-Devlet\u2019te <strong>Yurt Kay\u0131t \u0130\u015flemleri<\/strong> taahh\u00fctnamesi, o d\u00f6nemin duyurusundaki son saate kadar tamamlanmal\u0131. 2026-2027 yerle\u015ftirme dalgalar\u0131nda son tarih sonu\u00e7 ekran\u0131nda ve GSB\/KYGM duyurusunda netle\u015fir; \u00f6nceki y\u0131l\u0131n takvimini kopyalamay\u0131n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-sonraki-aylar-ay\u0131n-son-g\u00fcn\u00fc-2300\">2) Sonraki aylar: ay\u0131n son g\u00fcn\u00fc 23.00<\/h3>\n\n\n\n<p>\u0130lk kay\u0131t bittikten sonra kural net:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u0130\u00e7inde bulunulan ay\u0131n yurt \u00fccretini \u00f6demek i\u00e7in s\u00fcre, <strong>ay\u0131n son g\u00fcn\u00fc saat 23.00<\/strong>\u2019e kadard\u0131r.<\/p>\n<\/blockquote>\n\n\n\n<p>Ay\u0131n son g\u00fcn\u00fc resmi tatile denk gelirse s\u00fcre <strong>takip eden ilk i\u015f g\u00fcn\u00fc 23.00<\/strong>\u2019e uzar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-eyl\u00fcl-\u00f6zel-durumu\">3) Eyl\u00fcl \u00f6zel durumu<\/h3>\n\n\n\n<p>Bir\u00e7ok d\u00f6nemde eyl\u00fcl \u00fccreti i\u00e7in ek s\u00fcre tan\u0131mlan\u0131r (s\u0131k g\u00f6r\u00fclen pratik: <strong>15 Eyl\u00fcl 23.00<\/strong>). Bu, \u201cher eyl\u00fcl ayn\u0131d\u0131r\u201d anlam\u0131na gelmez; o y\u0131l\u0131n duyurusunu ve \u00f6deme ekran\u0131n\u0131 kontrol edin. Eyl\u00fcl\u2019den sonra standart \u201cay sonu 23.00\u201d d\u00f6ng\u00fcs\u00fcne d\u00f6n\u00fcl\u00fcr.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-\u00f6demezseniz-ne-olur-g\u00fcvence-bedeli-mahsubu\">4) \u00d6demezseniz ne olur? (g\u00fcvence bedeli mahsubu)<\/h3>\n\n\n\n<p>S\u00fcresinde \u00f6denmeyen ayl\u0131k \u00fccret ayn\u0131 g\u00fcn <strong>g\u00fcvence bedelinden mahsup<\/strong> edilir. G\u00fcvenceyi tamamlamak i\u00e7in s\u00fcre genelde <strong>izleyen ay\u0131n 15\u2019i saat 23.00<\/strong>\u2019e kadard\u0131r (15 tatilse sonraki ilk i\u015f g\u00fcn\u00fc 23.00). Bu s\u00fcrede tamamlanmazsa ek mahsuplar ve kay\u0131t silme riski do\u011far.<\/p>\n\n\n\n<p>Veliler i\u00e7in pratik hat\u0131rlatma: Ay sonunu beklemek yerine ay\u0131n 20\u2019sine kadar \u00f6demeyi bitirmek, tatil uzatmalar\u0131n\u0131 ve son g\u00fcn yo\u011funlu\u011funu ortadan kald\u0131r\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"nereye-\u00f6denir-kanallar\">Nereye \u00f6denir? Kanallar<\/h2>\n\n\n\n<p>\u00d6deme T.C. kimlik numaras\u0131yla yap\u0131l\u0131r. G\u00fcncel kanallar:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Ziraat Bankas\u0131 ATM<\/strong> \u2014 Karts\u0131z i\u015flemler \/ E\u011fitim \u00f6demeleri<\/li>\n<li><strong>Ziraat internet bankac\u0131l\u0131\u011f\u0131<\/strong> \u2014 E\u011fitim \u00f6demeleri men\u00fcs\u00fc<\/li>\n<li><strong>GSB Yurt ve Kredi \u00d6demeleri<\/strong> \u2014 <a href=\"https:\/\/kyk.ziraatbank.com.tr\" target=\"_blank\" rel=\"noopener\">kyk.ziraatbank.com.tr<\/a> \u00fczerinden yurt tahsilat\u0131<\/li>\n<li>Kurumun duyurdu\u011fu <strong>e-\u00f6deme<\/strong> ekranlar\u0131 (GSB\/KYK yurt \u00fccreti \u00f6deme)<\/li>\n<\/ol>\n\n\n\n<p>\u015eube kuyru\u011fu \u015fart de\u011fil; \u00e7o\u011fu aile ATM veya online ekrandan bitiriyor. \u00d6nemli olan do\u011fru i\u015flem t\u00fcr\u00fcn\u00fc se\u00e7mek: yurt tahsilat\u0131, kredi tahsilat\u0131 de\u011fil.<\/p>\n\n\n\n<p>Nakil olduysan\u0131z eski yurt ile yeni yurt aras\u0131nda \u00fccret\/g\u00fcvence fark\u0131 \u00e7\u0131kabilir. Fark olu\u015fursa \u00f6deme sayfas\u0131n\u0131 kontrol edin; nakilden sonra verilen s\u00fcre (genelde 30 g\u00fcn) i\u00e7inde fark\u0131 kapat\u0131n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"veli-kontrol-listesi-5-dakika\">Veli kontrol listesi (5 dakika)<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u00d6\u011frencinin T.C. kimlik numaras\u0131yla <strong>yurt tahsilat\u0131<\/strong> ekran\u0131n\u0131 a\u00e7\u0131n; \u00e7\u0131kan tutar\u0131 not edin.<\/li>\n<li>\u0130lk kay\u0131t m\u0131, ayl\u0131k m\u0131 netle\u015ftirin; ilk kay\u0131tta g\u00fcvence bedeli de vard\u0131r.<\/li>\n<li>e-Devlet <strong>Yurt Kay\u0131t \u0130\u015flemleri<\/strong> taahh\u00fctnamesinin onayland\u0131\u011f\u0131n\u0131 kontrol edin.<\/li>\n<li>Telefon takvimine her ay\u0131n <strong>25\u2019i<\/strong> i\u00e7in \u201cKYK yurt \u00fccreti\u201d hat\u0131rlatmas\u0131 koyun.<\/li>\n<li>Dekontu saklay\u0131n; gecikme\/mahsup tart\u0131\u015fmas\u0131nda i\u015fe yarar.<\/li>\n<li>Burs\/kredi SMS\u2019leriyle yurt \u00fccreti hat\u0131rlatmas\u0131n\u0131 kar\u0131\u015ft\u0131rmay\u0131n.<\/li>\n<\/ol>\n\n\n\n<p>\u00dccret tutar\u0131 oda tipine g\u00f6re de\u011fi\u015fir. Bu yaz\u0131da sabit TL listesi vermiyoruz; ekranda \u00e7\u0131kan tutar g\u00fcncel ve \u00f6\u011frenciye \u00f6zeldir. Resmi SSS ve duyurular i\u00e7in <a href=\"https:\/\/kygm.gsb.gov.tr\/Sayfalar\/2678\/3200\/sikca-sorulan-sorular-yurt.aspx\" target=\"_blank\" rel=\"noopener\">KYGM s\u0131k\u00e7a sorulan sorular<\/a> sayfas\u0131n\u0131 da takip edin.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"s\u0131k-sorulanlar\">S\u0131k sorulanlar<\/h2>\n\n\n\n<p><strong>Y\u0131ll\u0131k pe\u015fin \u00f6deyebilir miyim?<\/strong><br>Hay\u0131r. Sistem ayl\u0131k \u00e7al\u0131\u015f\u0131r; y\u0131ll\u0131k veya alt\u0131 ayl\u0131k ileri \u00f6deme yap\u0131lmaz.<\/p>\n\n\n\n<p><strong>\u0130zinliyken \/ yaz\u0131n da \u00f6der miyim?<\/strong><br>Standart temmuz\u2013a\u011fustos bar\u0131nma \u00fccreti al\u0131nmaz. Yaz\u0131n yurtta kalanlar kald\u0131klar\u0131 s\u00fcre kadar \u00f6der. D\u00f6nem i\u00e7i izin kurallar\u0131 yurt y\u00f6netmeli\u011fine ve yurt m\u00fcd\u00fcrl\u00fc\u011f\u00fcne g\u00f6re de\u011fi\u015febilir; \u015f\u00fcphede yurtla teyit edin.<\/p>\n\n\n\n<p><strong>\u00d6deme yapt\u0131m ama kay\u0131t tamamlanmad\u0131?<\/strong><br>\u0130lk kay\u0131tta \u00fccret + e-Devlet taahh\u00fctname + istenen belgeler birlikte y\u00fcr\u00fcr. Sadece para yat\u0131rmak yetmeyebilir.<\/p>\n\n\n\n<p><strong>Gecikince faiz mi i\u015fler?<\/strong><br>As\u0131l risk faiz de\u011fil; g\u00fcvence bedelinden mahsup ve s\u00fcre sonunda kay\u0131t silinmesidir. \u201cBirka\u00e7 g\u00fcn ge\u00e7er\u201d diye ertelemeyin.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u00f6zet-tablo\">\u00d6zet tablo<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>D\u00f6nem<\/th>\n<th>Ne \u00f6denir?<\/th>\n<th>Son g\u00fcn (genel kural)<\/th>\n<\/tr>\n<\/thead>\n<tbody><tr>\n<td>Yerle\u015fim \/ ilk kay\u0131t<\/td>\n<td>\u0130lk kay\u0131t (g\u00fcnl\u00fck \u00fccret + g\u00fcvence)<\/td>\n<td>Sonu\u00e7 ekran\u0131 \/ GSB duyurusundaki saat<\/td>\n<\/tr>\n<tr>\n<td>Eyl\u00fcl (\u00e7o\u011fu d\u00f6nem)<\/td>\n<td>Ayl\u0131k yurt \u00fccreti<\/td>\n<td>Duyuruya g\u00f6re; s\u0131k pratik 15 Eyl\u00fcl 23.00<\/td>\n<\/tr>\n<tr>\n<td>Ekim\u2013Haziran<\/td>\n<td>Ayl\u0131k yurt \u00fccreti<\/td>\n<td>Ay\u0131n son g\u00fcn\u00fc 23.00 (tatilde sonraki i\u015f g\u00fcn\u00fc)<\/td>\n<\/tr>\n<tr>\n<td>Temmuz\u2013A\u011fustos<\/td>\n<td>Standart \u00fccret yok*<\/td>\n<td>*Yaz bar\u0131nmas\u0131 varsa s\u00fcre kadar<\/td>\n<\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p>2026 d\u00f6neminde <strong>KYK yurt \u00fccreti<\/strong> i\u00e7in akl\u0131n\u0131zda kals\u0131n: burs\/kredi ekran\u0131na de\u011fil yurt tahsilat\u0131na bak\u0131n, ayl\u0131k \u201ctaksit\u201d d\u00fczenini pe\u015fin sat\u0131\u015f sanmay\u0131n, ay sonunu 23.00\u2019e b\u0131rakmay\u0131n. Takvim netle\u015fince aile b\u00fct\u00e7esi de netle\u015fir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026 KYK yurt \u00fccretinin ne zaman, nereye ve ka\u00e7 ayl\u0131k \u00f6demeyle yat\u0131r\u0131laca\u011f\u0131n\u0131 netle\u015ftiren \u00f6deme takvimi rehberi. Burs ve kredi ba\u015fvurular\u0131ndan ayr\u0131 tutuldu.<\/p>\n","protected":false},"author":1,"featured_media":4285,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,30],"tags":[128,125,127,129,126],"class_list":["post-4286","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-haber","category-veli","tag-kyk-2026","tag-kyk-yurt","tag-odeme-tarihi","tag-veli","tag-yurt-ucreti"],"_links":{"self":[{"href":"https:\/\/derstakip.app\/blog\/wp-json\/wp\/v2\/posts\/4286","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/derstakip.app\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/derstakip.app\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/derstakip.app\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/derstakip.app\/blog\/wp-json\/wp\/v2\/comments?post=4286"}],"version-history":[{"count":0,"href":"https:\/\/derstakip.app\/blog\/wp-json\/wp\/v2\/posts\/4286\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/derstakip.app\/blog\/wp-json\/wp\/v2\/media\/4285"}],"wp:attachment":[{"href":"https:\/\/derstakip.app\/blog\/wp-json\/wp\/v2\/media?parent=4286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/derstakip.app\/blog\/wp-json\/wp\/v2\/categories?post=4286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/derstakip.app\/blog\/wp-json\/wp\/v2\/tags?post=4286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}